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🚨 This is a scam. The loan offer message displays multiple red flags typical of loan scams, such as unsolicited offers, guaranteed approval without credit checks, and no upfront fees. Legitimate lenders in Singapore are regulated and must conduct face-to-face verification and charge fees only after loan disbursement. The vague claims and lack of verifiable information further suggest this is a scam. Avoid engaging with such offers and only apply for loans through licensed moneylenders or official financial institutions. Report suspicious offers to authorities.
Feb 20, 2026